Who we are

NVK is a specialist brand of TRIUM GmbH Insurance Broker offering insurance services for the railway sector. With decades of experience working with the rail industry, we pride ourselves on offering our clients individual insurance solutions based on innovative processes and technologies – all in line with our core values of service, expertise and innovation. 

In 2020, we became part of the Aon group, a leading international provider of consultancy and professional services. This new chapter in our story has given us access to a global network of around 50,000 employees spread across 120 countries.

Secure network

As a specialist broker for rail operators, we are experts in risk analysis and insurance cover for the railway sector. Our clients benefit from modern digital solutions, expert advice and personal support, as well as a wide range of policies and services, including comprehensive policy and claims management support, up-to-date insurer ratings and specialist risk transfer solutions.

As a medium-sized business ourselves, we also focus exclusively on insurance services for small and medium-sized enterprises. This means that, by partnering with us, you benefit from a specialist broker that really understands your needs, with the added reassurance of being backed by a truly global player. In 2020, NVK (as a TRIUM GmbH brand) became a subsidiary of the Aon group, a leading international provider of consultancy and professional services. Now part of the Aon family, we enjoy the benefits of our new global network and the extended range of resources available.

We pride ourselves on supporting our clients with streamlined digital processes and, in this respect, see ourselves as leading the way for the entire rail industry.

Strong values

The name NVK stands for three core values: service, expertise and innovation. These three values underpin our entire business ethos and are deeply embedded in our DNA. In our day-to-day work and interactions with you, our clients, we live and breathe these values through our personal service, digital processes and professional expert advice.

We work in direct partnership with you, tailoring our services and solutions to the exact needs of your organisation. By choosing to partner with us, you benefit from a designated network of contacts and ongoing assistance and advice, as well as the latest tools and processes. You also enjoy one-to-one expert support as well as all the advantages offered by powerful, state-of-the-art technologies. With us, you always have dedicated contacts for policy questions, claims enquiries or support services. What’s more, you can access all your policies and claims information via a single system whenever you need it.

Our highly efficient, flexible approach means the entire process is fast and straightforward, so you can enjoy maximum benefit for minimal effort.


NVK’s headquarters are located in Hamburg, but thanks to Aon’s Europe-wide network, we are able to deliver the same personal service to our clients across Europe.


















Our team

Our NVK team are all experts in their field, ready to work with you to develop customised insurance solutions for your company. With our unique skills and strengths, we strive to achieve our shared goal of delivering the best possible support for you, our clients, and helping secure your organisation’s future success.

Kay Condé

Management & Founding Partner

Christian Hodorff


Marie Gier

Account Manager

Robert Wittkamp

Account Manager

Linus Jens

Account Manager


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Aon United

Did you know that the name Aon originates from the Gaelic word for ‚unit‘? Aon United is all about underlining this sense of unity, and  – as an Aon subsidiary  – TRIUM GmbH is automatically part of this network.

The global Aon network encompasses employees in 120 countries, all with excellent insights into the varying needs and requirements of our clients. Since becoming part of Aon United in 2020, we have regularly tapped into these valuable resources to help us develop effective strategies for delivering better information, expertise and solutions for our clients. These strategies have proven to be extremely effective and have been instrumental in maintaining our client satisfaction levels over many years, as well as strengthening the position of the Aon group.

TRIUM is a relatively new member of Aon United, but thanks to its digital expertise and knowledge of the SME market, it is already making a valuable contribution to this global network. And TRIUM and its clients, too, are enjoying the benefits of Aon United’s enormous pool of expertise and resources.

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